Welcome to Associated Bank! Go to AssociatedBank.com to sign in to Associated Bank Digital or Associated Connect® and to explore everything Associated Bank has to offer.

Welcome to Associated Bank

Use this Transition Center for information and resources as you get started with Associated Bank.

Your transition to Associated Bank is complete. What this means for you.

As of Tuesday, October 13, your accounts and services are Associated Bank accounts and services. Additionally, American National Bank branches are operating as Associated Bank branches.

You now have access to an expanded branch and ATM network, including more than 30,000 surcharge-free ATMs.

We're excited to work with you and to offer expanded resources, paired with the same relationship-driven service you've always known.

Learn more

Next steps

For more information about getting started with Associated Bank, visit:

Personal Banking

Business Banking

Our continued commitment to you

Your same local team

The bankers, relationship managers and branch staff you know and trust will continue to support you with the same dependable, personalized service you rely on.

Community engagement and investment

Building on our shared history of community impact, we've created an Omaha Advisory Board to keep local engagement at the center of our work. We’re also continuing to expand our presence in Minneapolis, strengthening our commitment across the region. Your deposits stay close to home, helping us support our neighbors and local businesses.

A partner for your future

We aren’t just growing—we’re deepening our roots in the Midwest to ensure you have a stable, local banking partner for years to come.

Ongoing support

Your account transition may be complete, but you may have questions and we’re here to help. Please continue to visit the Transition Center for helpful resources and answers to questions you may have as you get started with Associated Bank.

FAQs

We're here to help. Below are answers to some common questions.

About us

With roots tracing back to 1861, Associated Bank is a leading Midwest regional bank known for its strong relationships with the customers and communities it serves. The bank is headquartered in Green Bay, Wisconsin, and has more than 200 banking locations serving over 100 communities throughout Wisconsin, Illinois, Minnesota and Missouri as well as our loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Through the combination with American National Bank, the bank has entered the Nebraska and Iowa markets and strengthened its presence in Minnesota. While the headquarters is in Green Bay, Wisconsin, there is also executive presence in Omaha and Minneapolis, along with Chicago and Milwaukee. Associated Bank offers a full range of banking services for consumers and businesses, including state-of-the-art digital banking, consumer, commercial and specialty lending solutions, and award-winning service through a Midwest-based Customer Care team.

What to expect

For details about your Associated Bank accounts, please see the personalized "Welcome to Associated Bank" package sent to you in early September.

You can now access your accounts through Associated Bank Digital and use your Associated Bank debit or ATM card. If you had a personal or business credit card with American National Bank, you can use your Associated Bank credit card as soon as you receive it.

If you haven't already, complete your first-time sign-in to Associated Bank Digital.

Follow these steps to sign in for the first time:

Have your Associated Bank account number or debit card number ready.
Go to AssociatedBank.com or download the Associated Bank Digital app.
Select “New to digital banking? Start here” and follow the prompts to enroll. Steps include choosing a username and password and receiving a one-time passcode by phone call or text message.
Once you’ve successfully signed in, delete the American National Bank mobile banking app from your device.

You should also use your new Associated Bank debit or ATM card and your new Associated Bank personal or business credit card, if you have one.

Yes, your local branches and the teams who know you—your bankers, branch staff and relationship managers—will continue to support you, delivering the same convenient, dependable and personalized service from local decision-makers who understand your community. Wende Kotouc has joined Associated Bank’s Board of Directors, and John Kotouc remains in a consulting role.

American National Bank and Associated Bank are now one organization operating under the Associated Bank name. You’ll see the Associated Bank name on all former American National Bank locations.

You can now use your Associated Bank debit or ATM card at Associated Bank ATMs and have access to more than 30,000 surcharge-free ATMs through the MoneyPass® network. Find an ATM near you by going to AssociatedBank.com/Maps.

FDIC insurance coverage

American National Bank and Associated Bank are now one bank for the purposes of calculating limits on FDIC Insurance on deposits. FDIC Insurance covers up to $250,000 per depositor, per insured bank, for each account ownership category.

The special six-month period that separately insured eligible deposits held at both banks ended October 1, 2026, for most deposits. Certain certificates of deposit (CDs) may remain separately insured longer depending on maturity date or renewal.

Disclosures

Deposit and loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Property insurance and flood insurance, if applicable, will be required on collateral. (1556)

1. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206) 2. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply; check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406) 3. To use Credit Monitor, eligible customers 18 years or older must log in to digital banking, activate the feature, and accept the terms and conditions. Information provided through Credit Monitor is obtained by Experian. For more information, visit the Credit Monitor information page on AssociatedBank.com or see a banker for more details. (1485) 4. We may credit regularly occurring direct deposits up to two days early with Early Pay. This is available at Bank discretion for consumer checking accounts. We do not guarantee early availability of direct deposits. Eligible direct deposits to your account are based on when a payor notifies us they are sending you a credit. This may include direct deposit with your employer, government entity, or other organization that makes regular recurring payments to you. Ineligible deposits or credits to your account include person to person services, check or mobile deposits, or other online transfers. See the Deposit Account Agreement, Section 11.5, for full terms and conditions of Early Pay. (1464) 5. Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn $50 or less for most personal checking accounts. For eligible Associated Choice Checking customers, no overdraft fee will be charged if account is overdrawn $100 or less for Platinum Choice, or $250 or less for Emerald Choice, and no overdraft fees will be charged for Emerald Private Choice. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. (1068)

*Investment, Securities and Insurance Products: NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT INSURED BY ANY FEDERAL AGENCY | NOT A DEPOSIT

Associated Bank and Associated Bank Private Wealth are marketing names AB-C uses for products and services offered by its affiliates. Securities and investment advisory services are offered by Associated Investment Services, Inc. (AIS), member FINRA/SIPC; insurance products are offered by licensed agents of AIS; deposit and loan products and services are offered through Associated Bank, N.A. (ABNA); investment management, fiduciary, administrative and planning services are offered through Associated Trust Company, N.A. (ATC); and Kellogg Asset Management, LLC® (KAM) provides investment management services to AB-C affiliates. AIS, ABNA, ATC, and KAM are all direct or indirect, wholly-owned subsidiaries of AB-C. AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your advisors regarding your individual situation. (1024)

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. (1305)

Welcome to Associated Bank! Go to AssociatedBank.com to sign in to Associated Bank Digital or Associated Connect® and to explore everything Associated Bank has to offer.